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Merry Christmas From Your Retirement Account

Understanding what owning stock means is not always easy, especially when your retirement account actually owns shares of a mutual fund and not individual stocks. The simple answer is stock represents a partial ownership in a company.  As the value of the company goes up and down so does the price of the stock.  This will be explained in a separate post.

There is another benefit of owning stock that a lot of people aren’t aware of, but it is very easy to understand and it is called DIVIDENDS. Continue reading